Are You Prepared for Hurricane Season?

by Gwen Newell
Hurricane Insurance Coverage|

Hurricane season has officially started in the Atlantic and runs through November, as scientists predict another above-average season – with 13 to 20 named storms. Of those, six to 10 storms could develop into hurricanes. Furthermore, 74% of Carolinians have the same level of concern for the 2021 hurricane season compared to last season, with a combined 55% saying they would only evacuate for a category 3 hurricane or higher.

It is important to be prepared for severe weather in any circumstance. Although it is impossible to control the weather, taking precautionary measures to ensure that both your family and belongings are protected is critical. This includes having a storm kit and an evacuation plan.

AAA’s Hurricane Preparation Tips

In order to best prepare for the busy hurricane season, which runs from June 1 to November 30, AAA offers the following tips:

  • Know your evacuation route. Develop an evacuation plan with multiple destinations.
  • Secure your home. Inspect your home for minor repairs needed to roof, windows, down spouts, etc. Trim trees or bushes that could cause damage to your home in case of high winds.
  • Make a plan. Develop an emergency family plan that includes ways to contact each other, alternative meeting locations, and an out-of-town contact person. Identify a safe room or the safest areas in your home. Research your evacuation route. Be sure and include plans for your pets.
  • Take inventory. Update your home inventory by walking through your home with a video camera or smart phone. Keep a record of large purchases including the cost of the item, when purchased and model or serial numbers.
  • Stock emergency supplies. Plan for a week’s worth of non-perishable food and water. Be sure to have flashlights, extra batteries, battery-powered radio, medications, first aid kit, blankets, toiletries, diapers, etc. You may also want to prepare a portable kit and keep in your car should you evacuate.
  • Protect your property. Collect and safeguard critical documents and records. Review your homeowners insurance to determine if you have adequate protection. Discuss your deductibles. Be aware that flood insurance is not typically covered under your homeowner’s policy. Flooding coverage for your automobile is available under the physical damage coverage.

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