The holidays can be a festive time spent with family and friends. Unfortunately, it’s also a time when accidents and thefts can occur. That’s why now is a good time to evaluate your current homeowners’ coverage to understand and assess your policy options.
Fires: House fires are more common than you may think around the holidays, so it’s important to check to make sure your dwelling coverage is sufficient enough to rebuild your home.
Injuries and property damage: Family and friends fill holiday gatherings with laughter and fun, but they can also lead to events that leave you legally liable for injuries or property damage. Personal liability coverage typically starts around $100,000, which can cover many holiday incidents, but if you plan on adding enough lights to illuminate your home all the way to outer space, talk to your insurance agent. Find out if you have enough liability insurance in the event of an accident.
Theft: Unfortunately, this is the time of year when thieves can steal more than your joy. If stolen, your property may be worth more than your deductible. Now is not the time to hope your personal property insurance will cover the loss. In fact, your personal property insurance may not provide adequate coverage for expensive items that thieves target.
Speak to a AAA insurance agent today, so they can help you get the coverage you need and enjoy the holidays with friends and family knowing you are covered.
— Jim McCafferty, Senior VP of AAA Insurance Services
Call your local AAA Insurance Agent at 800-424-3751 or visit AAA.com/GoInsure to find an agent near you!